The title pretty much captures the entire premise of the book: plan your spending around your lifespan so that you’re actually using your money to enhance your life, rather than stockpiling it and leaving a surplus behind. I worked in finance for five years, so a lot of Perkins’ ideas run directly counter to traditional financial advice, and I had to pause more than once to notice my own biases and stay open to what he was proposing.
I’m not sure I agree with everything in this book, but it definitely succeeded in what I think it sets out to do. It made me rethink my assumptions about money, spending, saving, and how I want the rest of my life to be structured. It also tackles the inevitable “but what about the kids?!” question in a thoughtful and thorough way, so don’t worry, that concern is very much addressed. Overall, this was a provocative and worthwhile read that challenged me to look at money less as something to hoard and more as a tool for living well.
A book about something you want to learn about